{"id":11681,"date":"2018-08-07T14:07:29","date_gmt":"2018-08-07T11:07:29","guid":{"rendered":"https:\/\/alegria-realestate.com\/?p=11681"},"modified":"2025-08-14T19:43:13","modified_gmt":"2025-08-14T16:43:13","slug":"pensions-in-spain","status":"publish","type":"post","link":"https:\/\/alegria-realestate.com\/cs\/articles\/pensions-in-spain","title":{"rendered":"Pension ve \u0160pan\u011blsku: Z\u00e1kladn\u00ed ustanoven\u00ed"},"content":{"rendered":"<p>Pension ve \u0160pan\u011blsku je v\u00e1\u017en\u00e9 a komplexn\u00ed t\u00e9ma, proto mu pl\u00e1nujeme v\u011bnovat n\u011bkolik \u010dl\u00e1nk\u016f. N\u00e1s, <a href=\"about\/news\/kak-uehat-v-ispaniju-na-pmzh.html\">cizince<\/a> , zaj\u00edm\u00e1 nejen p\u0159edpisy t\u00fdkaj\u00edc\u00ed se v\u011bku a odslou\u017een\u00e9ho v\u011bku, ale tak\u00e9 to, jak se zohled\u0148uje odslou\u017een\u00e1 doba v domovsk\u00e9 zemi, jak\u00e9 doklady mus\u00ed <a href=\"about\/news\/dolgosrochnaia-rezidencia-v-ispanii.html\">obyvatel\u00e9<\/a> p\u0159edkl\u00e1dat k odchodu do d\u016fchodu atd. <img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-11682\" src=\"https:\/\/alegria-realestate.com\/wp-content\/uploads\/2019\/02\/pensia-v-ispanii-img-1.jpg\" alt=\"\" width=\"887\" height=\"520\" srcset=\"https:\/\/alegria-realestate.com\/wp-content\/uploads\/2019\/02\/pensia-v-ispanii-img-1.jpg 887w, https:\/\/alegria-realestate.com\/wp-content\/uploads\/2019\/02\/pensia-v-ispanii-img-1-300x176.jpg 300w, https:\/\/alegria-realestate.com\/wp-content\/uploads\/2019\/02\/pensia-v-ispanii-img-1-768x450.jpg 768w\" sizes=\"auto, (max-width: 887px) 100vw, 887px\" \/> Dnes si pov\u00edme o d\u016fchodech ve \u0160pan\u011blsku obecn\u011b a o po\u017eadavc\u00edch na budouc\u00ed d\u016fchodce. Na\u0161\u00edm t\u00e9matem jsou pracovn\u00ed d\u016fchody, neboli starobn\u00ed d\u016fchody. D\u016fchody pro ztr\u00e1tu \u017eivitele, invaliditu a dal\u0161\u00ed zvl\u00e1\u0161tn\u00ed d\u016fvody ponech\u00e1me mimo r\u00e1mec tohoto \u010dl\u00e1nku. Bereme v \u00favahu pouze d\u016fchody, kter\u00e9 p\u0159\u00edmo souvisej\u00ed s na\u0161\u00ed prac\u00ed, platem a d\u00e9lkou slu\u017eby, tzn. s p\u0159\u00edsp\u011bvky do \u0161pan\u011blsk\u00e9ho soci\u00e1ln\u00edho zabezpe\u010den\u00ed \u2013 Seguridad Social. Ob\u010dan\u00e9, kte\u0159\u00ed \u017e\u00e1daj\u00ed o d\u016fchod ve \u0160pan\u011blsku, mus\u00ed splnit \u010dty\u0159i z\u00e1kladn\u00ed po\u017eadavky:<\/p>\n<ol>\n<li> B\u00fdt registrov\u00e1n u soci\u00e1ln\u00edho zabezpe\u010den\u00ed, tzn. pracovat a odv\u00e1d\u011bt soci\u00e1ln\u00ed p\u0159\u00edsp\u011bvky.<\/li>\n<li> Dos\u00e1hnout d\u016fchodov\u00e9ho v\u011bku. Mysl\u00edme si, \u017ee ka\u017ed\u00fd v\u00ed, \u017ee \u0160pan\u011blsko postupn\u011b zvy\u0161uje v\u011bk odchodu do d\u016fchodu, do roku 2027 to bude 67 let (pro mu\u017ee i \u017eeny). Relaxace je ur\u010dena pouze pro zam\u011bstnance s dlouholetou prax\u00ed. Pokud jste odpracovali 38,5 roku a v\u00edce, v\u00e1\u0161 d\u016fchodov\u00fd v\u011bk v roce 2027 bude 65 let. Pro ostatn\u00ed roky najdete \u00fadaje v tabulce.<\/li>\n<li> M\u00edt alespo\u0148 15 let praxe.<\/li>\n<li> M\u00edt pr\u00e1vo pob\u00edrat d\u016fchod v souladu s platnou legislativou. <\/li>\n<\/ol>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-11683\" src=\"https:\/\/alegria-realestate.com\/wp-content\/uploads\/2019\/02\/pensia-v-ispanii-img-3.jpg\" alt=\"\" width=\"887\" height=\"520\" srcset=\"https:\/\/alegria-realestate.com\/wp-content\/uploads\/2019\/02\/pensia-v-ispanii-img-3.jpg 887w, https:\/\/alegria-realestate.com\/wp-content\/uploads\/2019\/02\/pensia-v-ispanii-img-3-300x176.jpg 300w, https:\/\/alegria-realestate.com\/wp-content\/uploads\/2019\/02\/pensia-v-ispanii-img-3-768x450.jpg 768w\" sizes=\"auto, (max-width: 887px) 100vw, 887px\" \/> Prvn\u00ed bod se zab\u00fdv\u00e1 r\u016fzn\u00fdmi pracovn\u00edmi re\u017eimy: b\u011b\u017en\u00ed zam\u011bstnanci pracuj\u00edc\u00ed na z\u00e1klad\u011b pracovn\u00edch smluv, jednotliv\u00ed <a href=\"about\/news\/visas-for-entrepreneurs.html\">podnikatel\u00e9<\/a> , pracovn\u00edci v t\u011b\u017eebn\u00edm sektoru nebo rybolovu atd. P\u0159i odchodu do d\u016fchodu ve \u0160pan\u011blsku nen\u00ed nutn\u00e9 b\u00fdt zam\u011bstn\u00e1n. Z\u00e1kon umo\u017e\u0148uje i jin\u00e9 situace (nap\u0159. b\u00fdt v evidenci \u00fa\u0159adu <a href=\"about\/news\/features-of-calculation-of-unemployment-benefits-for-those-who-worked-part-time.html\">pr\u00e1ce<\/a> ), ale hlavn\u00ed je dodr\u017eet po\u017eadavky na v\u011bk a d\u00e9lku slu\u017eby. Do roku 2027 se nach\u00e1z\u00edme v p\u0159echodn\u00e9m obdob\u00ed, kdy se bude postupn\u011b zvy\u0161ovat d\u016fchodov\u00fd v\u011bk. Od roku 2013 do roku 2018 se d\u016fchodov\u00fd v\u011bk zvy\u0161uje o jeden m\u011bs\u00edc ro\u010dn\u011b. Od roku 2018 do roku 2027 bude ro\u010dn\u00ed n\u00e1r\u016fst dvoum\u011bs\u00ed\u010dn\u00ed. V\u011bk 67 a 38,5 let praxe je obecn\u00fd p\u0159\u00edpad a nevztahuje se na ob\u010dany, kte\u0159\u00ed maj\u00ed ve \u0160pan\u011blsku n\u00e1rok na p\u0159ed\u010dasn\u00fd d\u016fchod. [toto m\u00edsto] Minim\u00e1ln\u00ed po\u017eadovan\u00e1 praxe je 15 let nebo 5 475 dn\u00ed. Pokud jste odpracovali 15 let, m\u00e1te n\u00e1rok na v\u0161eobecn\u00fd starobn\u00ed d\u016fchod. Ale! D\u016fle\u017eit\u00fdm bodem, kter\u00fd je t\u0159eba m\u00edt na pam\u011bti, je, \u017ee v obdob\u00ed 15 let bezprost\u0159edn\u011b p\u0159edch\u00e1zej\u00edc\u00edch odchodu do d\u016fchodu ve \u0160pan\u011blsku mus\u00ed b\u00fdt z\u00edsk\u00e1ny alespo\u0148 dva roky praxe. Vysv\u011btleme si to jednodu\u0161eji: pokud jste od 20 let (tedy do 35 let) odpracovali 15 let a pot\u00e9 dal\u0161\u00ed den neodpracovali, n\u00e1rok na starobn\u00ed d\u016fchod m\u00edt nebudete. Jednoduch\u00fd p\u0159\u00edklad: pokud pl\u00e1nujete odej\u00edt do d\u016fchodu v roce 2027 ve v\u011bku 67 let, pak mus\u00ed b\u00fdt po 52 letech odpracov\u00e1ny alespo\u0148 2 roky, tzn. v obdob\u00ed od roku 2012 do roku 2027. <img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-11684\" src=\"https:\/\/alegria-realestate.com\/wp-content\/uploads\/2019\/02\/pensia-v-ispanii-img-2.jpg\" alt=\"\" width=\"887\" height=\"520\" srcset=\"https:\/\/alegria-realestate.com\/wp-content\/uploads\/2019\/02\/pensia-v-ispanii-img-2.jpg 887w, https:\/\/alegria-realestate.com\/wp-content\/uploads\/2019\/02\/pensia-v-ispanii-img-2-300x176.jpg 300w, https:\/\/alegria-realestate.com\/wp-content\/uploads\/2019\/02\/pensia-v-ispanii-img-2-768x450.jpg 768w\" sizes=\"auto, (max-width: 887px) 100vw, 887px\" \/> T\u011bm ob\u010dan\u016fm, kte\u0159\u00ed tento po\u017eadavek nespl\u0148uj\u00ed, poskytuje \u0160pan\u011blsko zvl\u00e1\u0161tn\u00ed d\u016fchody (tak\u00e9 za p\u0159edpokladu dodr\u017een\u00ed ur\u010dit\u00fdch pravidel a po\u017eadavk\u016f). N\u00e1rok na d\u016fchod ve \u0160pan\u011blsku vznik\u00e1 dnem propu\u0161t\u011bn\u00ed nebo dnem pod\u00e1n\u00ed \u017e\u00e1dosti na \u00fa\u0159ad soci\u00e1ln\u00edho zabezpe\u010den\u00ed, pokud je zam\u011bstnanec ve zvl\u00e1\u0161tn\u00edm re\u017eimu nebo je nezam\u011bstnan\u00fd. Nyn\u00ed si pov\u00edme n\u011bco m\u00e1lo o tom, jak jsou klasifikov\u00e1ny d\u016fchody ve \u0160pan\u011blsku. Za prv\u00e9, d\u016fchody mohou b\u00fdt zalo\u017eeny bu\u010f na pr\u00e1ci (Pensi\u00f3n contributiva) nebo na jin\u00e9 ne\u017e na pr\u00e1ci (Pensi\u00f3n no contributiva), o tom prvn\u00edm jsme hovo\u0159ili v\u00fd\u0161e. Krom\u011b toho je povoleno:<\/p>\n<ul>\n<li> pln\u00fd d\u016fchod, tzn. ukon\u010den\u00ed pracovn\u00edho pom\u011bru;<\/li>\n<li> \u010d\u00e1ste\u010dn\u00fd odchod do d\u016fchodu (v n\u011bkter\u00fdch p\u0159\u00edpadech povolen\u00fd z\u00e1konem) a pokra\u010dov\u00e1n\u00ed v pr\u00e1ci formou zam\u011bstn\u00e1n\u00ed na \u010d\u00e1ste\u010dn\u00fd \u00favazek p\u0159i sou\u010dasn\u00e9m pob\u00edr\u00e1n\u00ed \u010d\u00e1sti d\u016fchodu;<\/li>\n<li> n\u00e1vrat do pr\u00e1ce na \u010d\u00e1ste\u010dn\u00fd \u00favazek po pob\u00edr\u00e1n\u00ed d\u016fchodu (v ur\u010dit\u00fdch p\u0159\u00edpadech povolen\u00fdch z\u00e1konem);<\/li>\n<li> p\u0159ed\u010dasn\u00fd d\u016fchod (dobrovoln\u00fd nebo nucen\u00fd).<\/li>\n<\/ul>\n<p> P\u0159ed\u010dasn\u00fd odchod do d\u016fchodu je mo\u017en\u00fd pouze v p\u0159\u00edpad\u011b, \u017ee je spln\u011bno n\u011bkolik podm\u00ednek:<\/p>\n<ul>\n<li> Budouc\u00ed d\u016fchodce mus\u00ed b\u00fdt registrov\u00e1n u org\u00e1n\u016f soci\u00e1ln\u00edho zabezpe\u010den\u00ed a mus\u00ed mu b\u00fdt alespo\u0148 61 let.<\/li>\n<li> D\u00e9lka slu\u017eby mus\u00ed b\u00fdt alespo\u0148 30 let, p\u0159i\u010dem\u017e v obdob\u00ed 15 let p\u0159ed p\u0159ed\u010dasn\u00fdm odchodem do d\u016fchodu mus\u00ed b\u00fdt odpracov\u00e1ny alespo\u0148 2 roky.<\/li>\n<li> Povinn\u00e1 registrace na \u00fa\u0159adu pr\u00e1ce jako nezam\u011bstnan\u00fd po dobu nejm\u00e9n\u011b 6 m\u011bs\u00edc\u016f p\u0159ed odchodem do d\u016fchodu.<\/li>\n<li> D\u016fvodem rozv\u00e1z\u00e1n\u00ed pracovn\u00edho pom\u011bru mus\u00ed b\u00fdt skon\u010den\u00ed pracovn\u00ed smlouvy nebo v\u00fdpov\u011b\u010f nikoli na vlastn\u00ed \u017e\u00e1dost, ale z jak\u00e9hokoli jin\u00e9ho d\u016fvodu.<\/li>\n<\/ul>\n<p> Jak vid\u00edte, p\u0159i pl\u00e1nov\u00e1n\u00ed odchodu do d\u016fchodu ve \u0160pan\u011blsku je t\u0159eba zv\u00e1\u017eit mnoho podm\u00ednek a po\u017eadavk\u016f. P\u0159edb\u011b\u017enou konzultaci m\u016f\u017eete v\u017edy z\u00edskat na \u00fa\u0159ad\u011b soci\u00e1ln\u00edho zabezpe\u010den\u00ed v m\u00edst\u011b va\u0161eho bydli\u0161t\u011b. Nezapome\u0148te si p\u0159edem domluvit sch\u016fzku. Obyvatel\u00e9 <a href=\"catalog\/sale\/torrevieja\/\">Torrevieja<\/a> mohou kontaktovat Oficina de Seguridad Social Torrevieja na adrese Calle Urbano Arregui, 8, 03185 Torrevieja. Kontaktn\u00ed telefon: 966708006. Provozn\u00ed doba recepce: pond\u011bl\u00ed a\u017e p\u00e1tek od 9:00 do 14:00. Sch\u016fzku si m\u016f\u017eete domluvit telefonicky, na <a href=\"https:\/\/www.seg-social.es\/\" rel=\"nofollow\">ofici\u00e1ln\u00edch str\u00e1nk\u00e1ch<\/a> nebo p\u0159\u00edmo v kancel\u00e1\u0159i. <img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-11685\" src=\"https:\/\/alegria-realestate.com\/wp-content\/uploads\/2019\/02\/pensia-v-ispanii-img-4.jpg\" alt=\"\" width=\"887\" height=\"520\" srcset=\"https:\/\/alegria-realestate.com\/wp-content\/uploads\/2019\/02\/pensia-v-ispanii-img-4.jpg 887w, https:\/\/alegria-realestate.com\/wp-content\/uploads\/2019\/02\/pensia-v-ispanii-img-4-300x176.jpg 300w, https:\/\/alegria-realestate.com\/wp-content\/uploads\/2019\/02\/pensia-v-ispanii-img-4-768x450.jpg 768w\" sizes=\"auto, (max-width: 887px) 100vw, 887px\" \/><\/p>","protected":false},"excerpt":{"rendered":"<p>Pension ve \u0160pan\u011blsku je v\u00e1\u017en\u00e9 a komplexn\u00ed t\u00e9ma, proto\u2026<\/p>\n","protected":false},"author":1,"featured_media":11682,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,960],"tags":[],"class_list":["post-11681","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","category-useful-information"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pension ve \u0160pan\u011blsku: Z\u00e1kladn\u00ed ustanoven\u00ed<\/title>\n<meta name=\"description\" content=\"(RU) \u041a\u0430\u043a\u0438\u0435 \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f \u0441\u0443\u0449\u0435\u0441\u0442\u0432\u0443\u044e\u0442 \u0434\u043b\u044f \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u0438\u044f \u043f\u0435\u043d\u0441\u0438\u0438 \u0432 \u0418\u0441\u043f\u0430\u043d\u0438\u0438 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