{"id":441535,"date":"2021-07-29T16:17:46","date_gmt":"2021-07-29T13:17:46","guid":{"rendered":"https:\/\/alegria-realestate.com\/?p=441535"},"modified":"2025-08-14T21:29:20","modified_gmt":"2025-08-14T18:29:20","slug":"register-of-private-property-in-spain","status":"publish","type":"post","link":"https:\/\/alegria-realestate.com\/cs\/articles\/news\/register-of-private-property-in-spain","title":{"rendered":"Je nutn\u00e9 spl\u00e1cen\u00ed hypot\u00e9ky ve \u0160pan\u011blsku oznamovat katastru nemovitost\u00ed?"},"content":{"rendered":"<p>Podle N\u00e1rodn\u00edho statistick\u00e9ho institutu (INE) bylo v roce 2020 ve \u0160pan\u011blsku uzav\u0159eno 528 020 <a href=\"https:\/\/alegria-realestate.com\/ru\/service\/mortgage-in-spain\">hypote\u010dn\u00edch<\/a> smluv na n\u00e1kup bydlen\u00ed, co\u017e p\u0159edstavuje n\u00e1r\u016fst o 8,5 % ve srovn\u00e1n\u00ed s p\u0159edchoz\u00edm rokem. N\u00edzk\u00e9 \u00farokov\u00e9 sazby a dlouh\u00e9 \u00fav\u011brov\u00e9 podm\u00ednky \u2013 od 15 do 40 let \u2013 znamenaj\u00ed, \u017ee se st\u00e1le v\u00edce kupuj\u00edc\u00edch rozhoduje tuto slu\u017ebu vyu\u017e\u00edt, a to i p\u0159es krizi zp\u016fsobenou pandemi\u00ed Covid-19. P\u0159i uzav\u00edr\u00e1n\u00ed hypot\u00e9ky je jedn\u00edm z povinn\u00fdch \u00fakon\u016f jej\u00ed z\u00e1pis do katastru nemovitost\u00ed (Registro de la Propiedad) a upozorn\u011bn\u00ed, \u017ee dluh v\u016f\u010di bance bude do ur\u010dit\u00e9 doby splacen. Po proveden\u00ed v\u0161ech plateb si banka vy\u017e\u00e1d\u00e1 potvrzen\u00ed o bezdlu\u017enosti, kter\u00e9 je vystaveno zdarma, p\u0159i\u010dem\u017e odstran\u011bn\u00ed <a href=\"https:\/\/alegria-realestate.com\/ru\/articles\/mortgages-in-spain-for-non-residents\">hypot\u00e9ky<\/a> bude st\u00e1t minim\u00e1ln\u011b 90 eur v z\u00e1vislosti na autonomn\u00ed komunit\u011b. Vypln\u011bn\u00fd je tak\u00e9 formul\u00e1\u0159 600 o kolkovn\u00e9m (Actos Jur\u00eddicos Documentados), kter\u00fd m\u00e1 hodnotu nula, a ke v\u0161emu se pap\u00edry odevzd\u00e1vaj\u00ed do katastru nemovitost\u00ed, co\u017e stoj\u00ed 30 eur. Zad\u00e1n\u00ed v\u0161ech \u00fadaj\u016f a zpracov\u00e1n\u00ed dokument\u016f obvykle trv\u00e1 dva t\u00fddny. Tento postup nen\u00ed povinn\u00fd, ale je vhodn\u00e9 jej prov\u00e9st, proto\u017ee jinak bude nemovitost nad\u00e1le pova\u017eov\u00e1na za zat\u00ed\u017eenou hypot\u00e9kou. To m\u016f\u017ee v budoucnu zp\u016fsobit probl\u00e9my \u2013 nap\u0159\u00edklad p\u0159i <a href=\"https:\/\/alegria-realestate.com\/ru\/sell-property\">prodeji nemovitosti<\/a> , kdy potenci\u00e1ln\u00ed kupuj\u00edc\u00ed po vy\u017e\u00e1d\u00e1n\u00ed v\u00fdpisu z listu vlastnictv\u00ed (Nota Simple) zjist\u00ed, \u017ee nemovitost je zastavena a upust\u00ed od sv\u00fdch z\u00e1m\u011br\u016f. P\u0159ipome\u0148me, \u017ee spole\u010dnost Alegria garantuje 100% schv\u00e1len\u00ed hypot\u00e9ky na \u00farovni banky po p\u0159edb\u011b\u017en\u00e9m ov\u011b\u0159en\u00ed v\u0161ech dokument\u016f na\u0161imi specialisty.<\/p>","protected":false},"excerpt":{"rendered":"<p>Podle N\u00e1rodn\u00edho statistick\u00e9ho institutu (INE) bylo v roce 2020\u2026<\/p>\n","protected":false},"author":18,"featured_media":441536,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15,960],"tags":[],"class_list":["post-441535","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","category-useful-information"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u041f\u043e\u0447\u0435\u043c\u0443 \u0436\u0435\u043b\u0430\u0442\u0435\u043b\u044c\u043d\u043e \u0443\u0432\u0435\u0434\u043e\u043c\u0438\u0442\u044c \u0440\u0435\u0435\u0441\u0442\u0440 \u0447\u0430\u0441\u0442\u043d\u043e\u0439 \u0441\u043e\u0431\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0441\u0442\u0438 \u043e \u0432\u044b\u043f\u043b\u0430\u0442\u0435 \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u043e\u0433\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u0430 \u0432 \u0418\u0441\u043f\u0430\u043d\u0438\u0438<\/title>\n<meta name=\"description\" content=\"\u041f\u043e \u043e\u043a\u043e\u043d\u0447\u0430\u043d\u0438\u0438 \u0432\u044b\u043f\u043b\u0430\u0442\u044b \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u043e\u0433\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u0430 \u0432 \u0418\u0441\u043f\u0430\u043d\u0438\u0438 \u0436\u0435\u043b\u0430\u0442\u0435\u043b\u044c\u043d\u043e \u0443\u0432\u0435\u0434\u043e\u043c\u0438\u0442\u044c \u0440\u0435\u0435\u0441\u0442\u0440 \u0447\u0430\u0441\u0442\u043d\u043e\u0439 \u0441\u043e\u0431\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0441\u0442\u0438. \u041f\u043e\u0447\u0435\u043c\u0443? 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