{"id":643129,"date":"2024-10-01T15:14:31","date_gmt":"2024-10-01T12:14:31","guid":{"rendered":"https:\/\/alegria-realestate.com\/?p=643129"},"modified":"2025-08-14T22:35:17","modified_gmt":"2025-08-14T19:35:17","slug":"what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain","status":"publish","type":"post","link":"https:\/\/alegria-realestate.com\/cs\/articles\/what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain","title":{"rendered":"Jak\u00e1 je akontace nutn\u00e1 na koupi domu s hypot\u00e9kou?"},"content":{"rendered":"<p>Podle nejnov\u011bj\u0161\u00ed studie port\u00e1lu Idealista, abyste z\u00edskali p\u0159\u00edstup <a href=\"https:\/\/alegria-realestate.com\/ru\/service\/mortgage-in-spain\">k hypote\u010dn\u00edmu \u00fav\u011bru<\/a> , mus\u00edte m\u00edt naspo\u0159eno na pokryt\u00ed z\u00e1lohy ve v\u00fd\u0161i p\u0159ibli\u017en\u011b 30 %. V pr\u016fm\u011bru ve \u0160pan\u011blsku pot\u0159ebujete na koupi domu se dv\u011bma lo\u017enicemi u\u0161et\u0159it p\u0159ibli\u017en\u011b 48 480 EUR na z\u00e1lohu na hypot\u00e9ku, ale to se m\u016f\u017ee zna\u010dn\u011b li\u0161it v z\u00e1vislosti na autonomn\u00ed komunit\u011b. T\u00e9m\u011b\u0159 na v\u0161ech trz\u00edch by si rodiny mohly snadn\u011bji dovolit spl\u00e1tku hypot\u00e9ky ne\u017e m\u011bs\u00ed\u010dn\u00ed n\u00e1jem, ale v mnoha p\u0159\u00edpadech to nen\u00ed mo\u017en\u00e9 kv\u016fli nedostatku pot\u0159ebn\u00fdch \u00faspor. Jedin\u00fdm v\u00fdchodiskem z tohoto za\u010darovan\u00e9ho kruhu se zd\u00e1 b\u00fdt p\u0159ijet\u00ed opat\u0159en\u00ed k exponenci\u00e1ln\u00edmu zv\u00fd\u0161en\u00ed nab\u00eddky n\u00e1jemn\u00edho bydlen\u00ed s c\u00edlem sn\u00ed\u017eit ceny a vytvo\u0159it zdrav\u00fd realitn\u00ed trh. Provin\u010dn\u00ed hlavn\u00ed m\u011bsto, kde pot\u0159ebujete m\u00edt nejvy\u0161\u0161\u00ed \u00faspory na koupi domu s hypot\u00e9kou, je Palma \u2013 119 179 eur. N\u00e1sleduje San Sebastian (101 551), <a href=\"https:\/\/alegria-realestate.com\/ru\/articles\/madrid-authorities-will-ban-the-conversion-of-commercial-premises-into-tourist-housing\">Madrid<\/a> (99 496), Barcelona (95 766) a <a href=\"https:\/\/alegria-realestate.com\/ru\/articles\/city-of-spain\/malaga-spain\">Malaga<\/a> (79 304). Mezi dal\u0161\u00edmi hlavn\u00edmi trhy bude Valencie vy\u017eadovat z\u00e1lohu ve v\u00fd\u0161i 65 997 EUR, <a href=\"https:\/\/alegria-realestate.com\/ru\/articles\/news\/where-in-the-province-of-alicante-the-largest-number-of-properties-is-sold\">Alicante<\/a> 63 045 EUR, Sevilla 49 902 EUR a Bilbao 49 106 EUR). Nejni\u017e\u0161\u00ed \u00fasporu vy\u017eaduj\u00ed Ja\u00e9n (25 049), Huelva (26 383) a Zamora (27 640). Studie zd\u016fraz\u0148uje, \u017ee jakmile se u\u0161et\u0159\u00ed z\u00e1loha, bude pron\u00e1jem nemovitosti se dv\u011bma lo\u017enicemi st\u00e1t o 83 % v\u00edce ne\u017e spl\u00e1tka hypot\u00e9ky, kterou byste museli zaplatit za koupi podobn\u00e9 nemovitosti. V tomto p\u0159\u00edpad\u011b je medi\u00e1n n\u00e1jemn\u00e9ho 1 042 EUR m\u011bs\u00ed\u010dn\u011b, zat\u00edmco spl\u00e1tka hypot\u00e9ky je 570 EUR m\u011bs\u00ed\u010dn\u011b. Obecn\u011b je rozd\u00edl mezi n\u00e1jmem a spl\u00e1tkou v hlavn\u00edch m\u011bstech ni\u017e\u0161\u00ed ne\u017e \u0161pan\u011blsk\u00fd pr\u016fm\u011br (83 %), s v\u00fdjimkou Lleida (101 %). Mezi hlavn\u00edmi trhy jsou nejv\u011bt\u0161\u00ed rozd\u00edly mezi spl\u00e1tkami n\u00e1jemn\u00e9ho a hypot\u00e9ky v Huelv\u011b (83 %), <a href=\"https:\/\/alegria-realestate.com\/ru\/articles\/archena-spain-thermal-sources-in-murcia\">Murcii<\/a> (74 %), <a href=\"https:\/\/alegria-realestate.com\/ru\/articles\/life-in-spain\/russian-life-in-valencia\">Valencii<\/a> (61 %), Barcelon\u011b (51 %) a Alicante (42 %). Ve m\u011bstech Malaga (kde je n\u00e1jemn\u00e9 o 17 % vy\u0161\u0161\u00ed ne\u017e spl\u00e1tka hypot\u00e9ky), Madrid (11 %) a Palma (4 %) je toto \u010d\u00edslo v\u00fdrazn\u011b ni\u017e\u0161\u00ed a jedin\u00fdmi hlavn\u00edmi m\u011bsty, kde je n\u00e1jemn\u00e9 ni\u017e\u0161\u00ed ne\u017e spl\u00e1tka hypot\u00e9ky, jsou C\u00e1diz a San Sebastian (-6 % a -12 %). Nejvy\u0161\u0161\u00ed n\u00e1jemn\u00e9 za nemovitosti se dv\u011bma lo\u017enicemi je v Barcelon\u011b, v pr\u016fm\u011bru 1 574 EUR m\u011bs\u00ed\u010dn\u011b, v Palm\u011b (1 457 EUR) a Madridu (1 410 EUR). Na opa\u010dn\u00e9m konci \u017eeb\u0159\u00ed\u010dku jsou Ciudad Real, kde je m\u011bs\u00ed\u010dn\u00ed cena pron\u00e1jmu tohoto typu nemovitosti 466 eur, Palencia (488) a Zamora (512). Pokud jde o spl\u00e1tky hypot\u00e9ky, nejvy\u0161\u0161\u00ed sazby jsou v San Sebastianu, kde je pr\u016fm\u011brn\u00e1 m\u011bs\u00ed\u010dn\u00ed spl\u00e1tka 1 440 EUR. D\u00e1le n\u00e1sleduje Palma (1396), Madrid (1269), Barcelona (1041), p\u0159i\u010dem\u017e nejni\u017e\u0161\u00ed platby jsou zaznamen\u00e1ny v Ja\u00e9n (304), Lleida (317), Huelva a Zamora (po 320).<\/p>","protected":false},"excerpt":{"rendered":"<p>Podle nejnov\u011bj\u0161\u00ed studie port\u00e1lu Idealista, abyste z\u00edskali p\u0159\u00edstup k\u2026<\/p>\n","protected":false},"author":19,"featured_media":643130,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,957,73],"tags":[],"class_list":["post-643129","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","category-mortgage-in-spain","category-property-in-spain"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u041a\u0430\u043a\u043e\u0439 \u043f\u0435\u0440\u0432\u043e\u043d\u0430\u0447\u0430\u043b\u044c\u043d\u044b\u0439 \u0432\u0437\u043d\u043e\u0441 \u043d\u0430 \u0438\u043f\u043e\u0442\u0435\u043a\u0443 \u043d\u0443\u0436\u043d\u043e \u043d\u0430\u043a\u043e\u043f\u0438\u0442\u044c \u0432 \u043a\u0430\u0436\u0434\u043e\u0439 \u0430\u0432\u0442\u043e\u043d\u043e\u043c\u0438\u0438 \u0418\u0441\u043f\u0430\u043d\u0438\u0438<\/title>\n<meta name=\"description\" content=\"\u041f\u043e \u0434\u0430\u043d\u043d\u044b\u043c Idealista, \u0447\u0442\u043e\u0431\u044b \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c \u0434\u043e\u0441\u0442\u0443\u043f \u043a \u0438\u043f\u043e\u0442\u0435\u043a\u0435, \u043d\u0443\u0436\u043d\u043e \u0438\u043c\u0435\u0442\u044c \u0441\u0431\u0435\u0440\u0435\u0436\u0435\u043d\u0438\u044f \u043d\u0430 \u043f\u0435\u0440\u0432\u043e\u043d\u0430\u0447\u0430\u043b\u044c\u043d\u044b\u0439 \u0432\u0437\u043d\u043e\u0441 \u0432 \u0440\u0430\u0437\u043c\u0435\u0440\u0435 \u043e\u043a\u043e\u043b\u043e 30% \u043e\u0442 \u0446\u0435\u043d\u044b \u0436\u0438\u043b\u044c\u044f\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/alegria-realestate.com\/cs\/wp-json\/wp\/v2\/posts\/643129\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u041a\u0430\u043a\u043e\u0439 \u043f\u0435\u0440\u0432\u043e\u043d\u0430\u0447\u0430\u043b\u044c\u043d\u044b\u0439 \u0432\u0437\u043d\u043e\u0441 \u043d\u0430 \u0438\u043f\u043e\u0442\u0435\u043a\u0443 \u043d\u0443\u0436\u043d\u043e \u043d\u0430\u043a\u043e\u043f\u0438\u0442\u044c \u0432 \u043a\u0430\u0436\u0434\u043e\u0439 \u0430\u0432\u0442\u043e\u043d\u043e\u043c\u0438\u0438 \u0418\u0441\u043f\u0430\u043d\u0438\u0438\" \/>\n<meta property=\"og:description\" content=\"\u041f\u043e \u0434\u0430\u043d\u043d\u044b\u043c Idealista, \u0447\u0442\u043e\u0431\u044b \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c \u0434\u043e\u0441\u0442\u0443\u043f \u043a \u0438\u043f\u043e\u0442\u0435\u043a\u0435, \u043d\u0443\u0436\u043d\u043e \u0438\u043c\u0435\u0442\u044c \u0441\u0431\u0435\u0440\u0435\u0436\u0435\u043d\u0438\u044f \u043d\u0430 \u043f\u0435\u0440\u0432\u043e\u043d\u0430\u0447\u0430\u043b\u044c\u043d\u044b\u0439 \u0432\u0437\u043d\u043e\u0441 \u0432 \u0440\u0430\u0437\u043c\u0435\u0440\u0435 \u043e\u043a\u043e\u043b\u043e 30% \u043e\u0442 \u0446\u0435\u043d\u044b \u0436\u0438\u043b\u044c\u044f\" \/>\n<meta property=\"og:url\" content=\"https:\/\/alegria-realestate.com\/cs\/wp-json\/wp\/v2\/posts\/643129\" \/>\n<meta property=\"og:site_name\" content=\"Nemovitosti ve \u0160pan\u011blsku\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/realestate.alegria\" \/>\n<meta property=\"article:published_time\" content=\"2024-10-01T12:14:31+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-14T19:35:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/alegria-realestate.com\/wp-content\/uploads\/2024\/10\/Depositphotos_21779471_L-1024x680.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"680\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"\u041b\u0435\u0440\u0430\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@alegriarealesta\" \/>\n<meta name=\"twitter:site\" content=\"@alegriarealesta\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/alegria-realestate.com\\\/cs\\\/articles\\\/what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/alegria-realestate.com\\\/cs\\\/articles\\\/what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain\"},\"author\":{\"name\":\"\u041b\u0435\u0440\u0430\",\"@id\":\"https:\\\/\\\/alegria-realestate.com\\\/#\\\/schema\\\/person\\\/6c26f3bac4c1e476e858c219ece11984\"},\"headline\":\"Jak\u00e1 je akontace nutn\u00e1 na koupi domu s hypot\u00e9kou?\",\"datePublished\":\"2024-10-01T12:14:31+00:00\",\"dateModified\":\"2025-08-14T19:35:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/alegria-realestate.com\\\/cs\\\/articles\\\/what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain\"},\"wordCount\":1293,\"publisher\":{\"@id\":\"https:\\\/\\\/alegria-realestate.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/alegria-realestate.com\\\/cs\\\/articles\\\/what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/alegria-realestate.com\\\/wp-content\\\/uploads\\\/2024\\\/10\\\/Depositphotos_21779471_L.jpg\",\"articleSection\":[\"Blog\",\"Hypot\u00e9ka\",\"Nemovitosti\"],\"inLanguage\":\"cs\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/alegria-realestate.com\\\/cs\\\/articles\\\/what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain\",\"url\":\"https:\\\/\\\/alegria-realestate.com\\\/cs\\\/articles\\\/what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain\",\"name\":\"\u041a\u0430\u043a\u043e\u0439 \u043f\u0435\u0440\u0432\u043e\u043d\u0430\u0447\u0430\u043b\u044c\u043d\u044b\u0439 \u0432\u0437\u043d\u043e\u0441 \u043d\u0430 \u0438\u043f\u043e\u0442\u0435\u043a\u0443 \u043d\u0443\u0436\u043d\u043e \u043d\u0430\u043a\u043e\u043f\u0438\u0442\u044c \u0432 \u043a\u0430\u0436\u0434\u043e\u0439 \u0430\u0432\u0442\u043e\u043d\u043e\u043c\u0438\u0438 \u0418\u0441\u043f\u0430\u043d\u0438\u0438\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/alegria-realestate.com\\\/cs\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/alegria-realestate.com\\\/cs\\\/articles\\\/what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/alegria-realestate.com\\\/cs\\\/articles\\\/what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/alegria-realestate.com\\\/wp-content\\\/uploads\\\/2024\\\/10\\\/Depositphotos_21779471_L.jpg\",\"datePublished\":\"2024-10-01T12:14:31+00:00\",\"dateModified\":\"2025-08-14T19:35:17+00:00\",\"description\":\"\u041f\u043e \u0434\u0430\u043d\u043d\u044b\u043c Idealista, \u0447\u0442\u043e\u0431\u044b \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c \u0434\u043e\u0441\u0442\u0443\u043f \u043a \u0438\u043f\u043e\u0442\u0435\u043a\u0435, \u043d\u0443\u0436\u043d\u043e \u0438\u043c\u0435\u0442\u044c \u0441\u0431\u0435\u0440\u0435\u0436\u0435\u043d\u0438\u044f \u043d\u0430 \u043f\u0435\u0440\u0432\u043e\u043d\u0430\u0447\u0430\u043b\u044c\u043d\u044b\u0439 \u0432\u0437\u043d\u043e\u0441 \u0432 \u0440\u0430\u0437\u043c\u0435\u0440\u0435 \u043e\u043a\u043e\u043b\u043e 30% \u043e\u0442 \u0446\u0435\u043d\u044b \u0436\u0438\u043b\u044c\u044f\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/alegria-realestate.com\\\/cs\\\/articles\\\/what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain#breadcrumb\"},\"inLanguage\":\"cs\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[[\"https:\\\/\\\/alegria-realestate.com\\\/cs\\\/articles\\\/what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain\"]]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"cs\",\"@id\":\"https:\\\/\\\/alegria-realestate.com\\\/cs\\\/articles\\\/what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain#primaryimage\",\"url\":\"https:\\\/\\\/alegria-realestate.com\\\/wp-content\\\/uploads\\\/2024\\\/10\\\/Depositphotos_21779471_L.jpg\",\"contentUrl\":\"https:\\\/\\\/alegria-realestate.com\\\/wp-content\\\/uploads\\\/2024\\\/10\\\/Depositphotos_21779471_L.jpg\",\"width\":2000,\"height\":1329,\"caption\":\"\u041a\u0430\u043a\u043e\u0439 \u043f\u0435\u0440\u0432\u043e\u043d\u0430\u0447\u0430\u043b\u044c\u043d\u044b\u0439 \u0432\u0437\u043d\u043e\u0441 \u043d\u0430 \u0438\u043f\u043e\u0442\u0435\u043a\u0443 \u043d\u0443\u0436\u043d\u043e \u043d\u0430\u043a\u043e\u043f\u0438\u0442\u044c \u0432 \u043a\u0430\u0436\u0434\u043e\u0439 \u0430\u0432\u0442\u043e\u043d\u043e\u043c\u0438\u0438 \u0418\u0441\u043f\u0430\u043d\u0438\u0438\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/alegria-realestate.com\\\/cs\\\/articles\\\/what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u0413\u043b\u0430\u0432\u043d\u0430\u044f \u0441\u0442\u0440\u0430\u043d\u0438\u0446\u0430\",\"item\":\"https:\\\/\\\/alegria-realestate.com\\\/cs\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Jak\u00e1 je akontace nutn\u00e1 na koupi domu s hypot\u00e9kou?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/alegria-realestate.com\\\/cs\\\/#website\",\"url\":\"https:\\\/\\\/alegria-realestate.com\\\/cs\\\/\",\"name\":\"Nemovitosti ve \u0160pan\u011blsku\",\"description\":\"Nemovitosti ve \u0160pan\u011blsku: prodej ve v\u0161ech m\u011bstech \u2013 Torrevieja, Alicante, Benidorm a dal\u0161\u00ed. Pom\u016f\u017eeme v\u00e1m s koup\u00ed nemovitosti na Costa Blanca \u2013 secondhandov\u00e9 bydlen\u00ed i novostavby. Kompletn\u00ed vy\u0159\u00edzen\u00ed na kl\u00ed\u010d. Nemovitosti na Costa Blanca od 80 000 \u20ac.\",\"publisher\":{\"@id\":\"https:\\\/\\\/alegria-realestate.com\\\/cs\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/alegria-realestate.com\\\/cs\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"cs\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/alegria-realestate.com\\\/cs\\\/#organization\",\"name\":\"Alegria Realestate\",\"url\":\"https:\\\/\\\/alegria-realestate.com\\\/cs\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"cs\",\"@id\":\"https:\\\/\\\/alegria-realestate.com\\\/cs\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/alegria-realestate.com\\\/wp-content\\\/uploads\\\/2019\\\/08\\\/logo_alegria.png\",\"contentUrl\":\"https:\\\/\\\/alegria-realestate.com\\\/wp-content\\\/uploads\\\/2019\\\/08\\\/logo_alegria.png\",\"width\":1600,\"height\":1403,\"caption\":\"Alegria Realestate\"},\"image\":{\"@id\":\"https:\\\/\\\/alegria-realestate.com\\\/cs\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/realestate.alegria\",\"https:\\\/\\\/x.com\\\/alegriarealesta\",\"https:\\\/\\\/www.instagram.com\\\/alegriadom\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/profile\\\/view?id=154965227\",\"https:\\\/\\\/www.youtube.com\\\/user\\\/AlegriaRealEstate\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/alegria-realestate.com\\\/#\\\/schema\\\/person\\\/6c26f3bac4c1e476e858c219ece11984\",\"name\":\"\u041b\u0435\u0440\u0430\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u041a\u0430\u043a\u043e\u0439 \u043f\u0435\u0440\u0432\u043e\u043d\u0430\u0447\u0430\u043b\u044c\u043d\u044b\u0439 \u0432\u0437\u043d\u043e\u0441 \u043d\u0430 \u0438\u043f\u043e\u0442\u0435\u043a\u0443 \u043d\u0443\u0436\u043d\u043e \u043d\u0430\u043a\u043e\u043f\u0438\u0442\u044c \u0432 \u043a\u0430\u0436\u0434\u043e\u0439 \u0430\u0432\u0442\u043e\u043d\u043e\u043c\u0438\u0438 \u0418\u0441\u043f\u0430\u043d\u0438\u0438","description":"\u041f\u043e \u0434\u0430\u043d\u043d\u044b\u043c Idealista, \u0447\u0442\u043e\u0431\u044b \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c \u0434\u043e\u0441\u0442\u0443\u043f \u043a \u0438\u043f\u043e\u0442\u0435\u043a\u0435, \u043d\u0443\u0436\u043d\u043e \u0438\u043c\u0435\u0442\u044c \u0441\u0431\u0435\u0440\u0435\u0436\u0435\u043d\u0438\u044f \u043d\u0430 \u043f\u0435\u0440\u0432\u043e\u043d\u0430\u0447\u0430\u043b\u044c\u043d\u044b\u0439 \u0432\u0437\u043d\u043e\u0441 \u0432 \u0440\u0430\u0437\u043c\u0435\u0440\u0435 \u043e\u043a\u043e\u043b\u043e 30% \u043e\u0442 \u0446\u0435\u043d\u044b \u0436\u0438\u043b\u044c\u044f","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/alegria-realestate.com\/cs\/wp-json\/wp\/v2\/posts\/643129","og_locale":"cs_CZ","og_type":"article","og_title":"\u041a\u0430\u043a\u043e\u0439 \u043f\u0435\u0440\u0432\u043e\u043d\u0430\u0447\u0430\u043b\u044c\u043d\u044b\u0439 \u0432\u0437\u043d\u043e\u0441 \u043d\u0430 \u0438\u043f\u043e\u0442\u0435\u043a\u0443 \u043d\u0443\u0436\u043d\u043e \u043d\u0430\u043a\u043e\u043f\u0438\u0442\u044c \u0432 \u043a\u0430\u0436\u0434\u043e\u0439 \u0430\u0432\u0442\u043e\u043d\u043e\u043c\u0438\u0438 \u0418\u0441\u043f\u0430\u043d\u0438\u0438","og_description":"\u041f\u043e \u0434\u0430\u043d\u043d\u044b\u043c Idealista, \u0447\u0442\u043e\u0431\u044b \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c \u0434\u043e\u0441\u0442\u0443\u043f \u043a \u0438\u043f\u043e\u0442\u0435\u043a\u0435, \u043d\u0443\u0436\u043d\u043e \u0438\u043c\u0435\u0442\u044c \u0441\u0431\u0435\u0440\u0435\u0436\u0435\u043d\u0438\u044f \u043d\u0430 \u043f\u0435\u0440\u0432\u043e\u043d\u0430\u0447\u0430\u043b\u044c\u043d\u044b\u0439 \u0432\u0437\u043d\u043e\u0441 \u0432 \u0440\u0430\u0437\u043c\u0435\u0440\u0435 \u043e\u043a\u043e\u043b\u043e 30% \u043e\u0442 \u0446\u0435\u043d\u044b \u0436\u0438\u043b\u044c\u044f","og_url":"https:\/\/alegria-realestate.com\/cs\/wp-json\/wp\/v2\/posts\/643129","og_site_name":"Nemovitosti ve \u0160pan\u011blsku","article_publisher":"https:\/\/www.facebook.com\/realestate.alegria","article_published_time":"2024-10-01T12:14:31+00:00","article_modified_time":"2025-08-14T19:35:17+00:00","og_image":[{"width":1024,"height":680,"url":"https:\/\/alegria-realestate.com\/wp-content\/uploads\/2024\/10\/Depositphotos_21779471_L-1024x680.jpg","type":"image\/jpeg"}],"author":"\u041b\u0435\u0440\u0430","twitter_card":"summary_large_image","twitter_creator":"@alegriarealesta","twitter_site":"@alegriarealesta","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/alegria-realestate.com\/cs\/articles\/what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain#article","isPartOf":{"@id":"https:\/\/alegria-realestate.com\/cs\/articles\/what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain"},"author":{"name":"\u041b\u0435\u0440\u0430","@id":"https:\/\/alegria-realestate.com\/#\/schema\/person\/6c26f3bac4c1e476e858c219ece11984"},"headline":"Jak\u00e1 je akontace nutn\u00e1 na koupi domu s hypot\u00e9kou?","datePublished":"2024-10-01T12:14:31+00:00","dateModified":"2025-08-14T19:35:17+00:00","mainEntityOfPage":{"@id":"https:\/\/alegria-realestate.com\/cs\/articles\/what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain"},"wordCount":1293,"publisher":{"@id":"https:\/\/alegria-realestate.com\/#organization"},"image":{"@id":"https:\/\/alegria-realestate.com\/cs\/articles\/what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain#primaryimage"},"thumbnailUrl":"https:\/\/alegria-realestate.com\/wp-content\/uploads\/2024\/10\/Depositphotos_21779471_L.jpg","articleSection":["Blog","Hypot\u00e9ka","Nemovitosti"],"inLanguage":"cs"},{"@type":"WebPage","@id":"https:\/\/alegria-realestate.com\/cs\/articles\/what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain","url":"https:\/\/alegria-realestate.com\/cs\/articles\/what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain","name":"\u041a\u0430\u043a\u043e\u0439 \u043f\u0435\u0440\u0432\u043e\u043d\u0430\u0447\u0430\u043b\u044c\u043d\u044b\u0439 \u0432\u0437\u043d\u043e\u0441 \u043d\u0430 \u0438\u043f\u043e\u0442\u0435\u043a\u0443 \u043d\u0443\u0436\u043d\u043e \u043d\u0430\u043a\u043e\u043f\u0438\u0442\u044c \u0432 \u043a\u0430\u0436\u0434\u043e\u0439 \u0430\u0432\u0442\u043e\u043d\u043e\u043c\u0438\u0438 \u0418\u0441\u043f\u0430\u043d\u0438\u0438","isPartOf":{"@id":"https:\/\/alegria-realestate.com\/cs\/#website"},"primaryImageOfPage":{"@id":"https:\/\/alegria-realestate.com\/cs\/articles\/what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain#primaryimage"},"image":{"@id":"https:\/\/alegria-realestate.com\/cs\/articles\/what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain#primaryimage"},"thumbnailUrl":"https:\/\/alegria-realestate.com\/wp-content\/uploads\/2024\/10\/Depositphotos_21779471_L.jpg","datePublished":"2024-10-01T12:14:31+00:00","dateModified":"2025-08-14T19:35:17+00:00","description":"\u041f\u043e \u0434\u0430\u043d\u043d\u044b\u043c Idealista, \u0447\u0442\u043e\u0431\u044b \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c \u0434\u043e\u0441\u0442\u0443\u043f \u043a \u0438\u043f\u043e\u0442\u0435\u043a\u0435, \u043d\u0443\u0436\u043d\u043e \u0438\u043c\u0435\u0442\u044c \u0441\u0431\u0435\u0440\u0435\u0436\u0435\u043d\u0438\u044f \u043d\u0430 \u043f\u0435\u0440\u0432\u043e\u043d\u0430\u0447\u0430\u043b\u044c\u043d\u044b\u0439 \u0432\u0437\u043d\u043e\u0441 \u0432 \u0440\u0430\u0437\u043c\u0435\u0440\u0435 \u043e\u043a\u043e\u043b\u043e 30% \u043e\u0442 \u0446\u0435\u043d\u044b \u0436\u0438\u043b\u044c\u044f","breadcrumb":{"@id":"https:\/\/alegria-realestate.com\/cs\/articles\/what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain#breadcrumb"},"inLanguage":"cs","potentialAction":[{"@type":"ReadAction","target":[["https:\/\/alegria-realestate.com\/cs\/articles\/what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain"]]}]},{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/alegria-realestate.com\/cs\/articles\/what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain#primaryimage","url":"https:\/\/alegria-realestate.com\/wp-content\/uploads\/2024\/10\/Depositphotos_21779471_L.jpg","contentUrl":"https:\/\/alegria-realestate.com\/wp-content\/uploads\/2024\/10\/Depositphotos_21779471_L.jpg","width":2000,"height":1329,"caption":"\u041a\u0430\u043a\u043e\u0439 \u043f\u0435\u0440\u0432\u043e\u043d\u0430\u0447\u0430\u043b\u044c\u043d\u044b\u0439 \u0432\u0437\u043d\u043e\u0441 \u043d\u0430 \u0438\u043f\u043e\u0442\u0435\u043a\u0443 \u043d\u0443\u0436\u043d\u043e \u043d\u0430\u043a\u043e\u043f\u0438\u0442\u044c \u0432 \u043a\u0430\u0436\u0434\u043e\u0439 \u0430\u0432\u0442\u043e\u043d\u043e\u043c\u0438\u0438 \u0418\u0441\u043f\u0430\u043d\u0438\u0438"},{"@type":"BreadcrumbList","@id":"https:\/\/alegria-realestate.com\/cs\/articles\/what-is-the-down-payment-required-to-purchase-a-home-with-a-mortgage-in-spain#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u0413\u043b\u0430\u0432\u043d\u0430\u044f \u0441\u0442\u0440\u0430\u043d\u0438\u0446\u0430","item":"https:\/\/alegria-realestate.com\/cs\/"},{"@type":"ListItem","position":2,"name":"Jak\u00e1 je akontace nutn\u00e1 na koupi domu s hypot\u00e9kou?"}]},{"@type":"WebSite","@id":"https:\/\/alegria-realestate.com\/cs\/#website","url":"https:\/\/alegria-realestate.com\/cs\/","name":"Nemovitosti ve \u0160pan\u011blsku","description":"Nemovitosti ve \u0160pan\u011blsku: prodej ve v\u0161ech m\u011bstech \u2013 Torrevieja, Alicante, Benidorm a dal\u0161\u00ed. Pom\u016f\u017eeme v\u00e1m s koup\u00ed nemovitosti na Costa Blanca \u2013 secondhandov\u00e9 bydlen\u00ed i novostavby. Kompletn\u00ed vy\u0159\u00edzen\u00ed na kl\u00ed\u010d. Nemovitosti na Costa Blanca od 80 000 \u20ac.","publisher":{"@id":"https:\/\/alegria-realestate.com\/cs\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/alegria-realestate.com\/cs\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"cs"},{"@type":"Organization","@id":"https:\/\/alegria-realestate.com\/cs\/#organization","name":"Alegria Realestate","url":"https:\/\/alegria-realestate.com\/cs\/","logo":{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/alegria-realestate.com\/cs\/#\/schema\/logo\/image\/","url":"https:\/\/alegria-realestate.com\/wp-content\/uploads\/2019\/08\/logo_alegria.png","contentUrl":"https:\/\/alegria-realestate.com\/wp-content\/uploads\/2019\/08\/logo_alegria.png","width":1600,"height":1403,"caption":"Alegria Realestate"},"image":{"@id":"https:\/\/alegria-realestate.com\/cs\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/realestate.alegria","https:\/\/x.com\/alegriarealesta","https:\/\/www.instagram.com\/alegriadom\/","https:\/\/www.linkedin.com\/profile\/view?id=154965227","https:\/\/www.youtube.com\/user\/AlegriaRealEstate"]},{"@type":"Person","@id":"https:\/\/alegria-realestate.com\/#\/schema\/person\/6c26f3bac4c1e476e858c219ece11984","name":"\u041b\u0435\u0440\u0430"}]}},"_links":{"self":[{"href":"https:\/\/alegria-realestate.com\/cs\/wp-json\/wp\/v2\/posts\/643129","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/alegria-realestate.com\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/alegria-realestate.com\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/alegria-realestate.com\/cs\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/alegria-realestate.com\/cs\/wp-json\/wp\/v2\/comments?post=643129"}],"version-history":[{"count":1,"href":"https:\/\/alegria-realestate.com\/cs\/wp-json\/wp\/v2\/posts\/643129\/revisions"}],"predecessor-version":[{"id":837845,"href":"https:\/\/alegria-realestate.com\/cs\/wp-json\/wp\/v2\/posts\/643129\/revisions\/837845"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/alegria-realestate.com\/cs\/wp-json\/wp\/v2\/media\/643130"}],"wp:attachment":[{"href":"https:\/\/alegria-realestate.com\/cs\/wp-json\/wp\/v2\/media?parent=643129"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/alegria-realestate.com\/cs\/wp-json\/wp\/v2\/categories?post=643129"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/alegria-realestate.com\/cs\/wp-json\/wp\/v2\/tags?post=643129"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}