Purchase of homes in Spain: Frequently asked questions

Normally, to select and buy a property in Spain, our clients must visit the country twice. If you have already chosen the location where you want to buy a home, the next step is to choose between a house or a flat. Practice has shown that choosing is the most difficult stage. There are many factors, and the situation of each client is different. You can find more information in a new article that will soon appear on our website.

Yes, on our website there are many offers with similar characteristics. But apart from the housing cost, there are other expenses related to the sale process, such as: Real estate purchase tax and personal property registation, etc. You will find more information in a new article that will soon appear on our website.

Depending on the characteristics of the property chosen, between € 3000 and € 6000.

The reality is that, non-residents in Spain, actually get mortgage loans of up to 70%, but, more often, 60%. EU citizens and residents of Spain can really count on a mortgage of up to 80%, and sometimes even more. Also, nobody can give guarantees. The developers and the real estate agencies, help you process all the documents correctly, and give you assistance to comply with all the rules of the procedure. The decision is made exclusively by the bank, and nobody can influence the final result. We cooperate only with trusted Spanish banks, which offer transparent credit conditions (Sabadell, Bankia, La Caixa). You do not have to worry about the procedure of hiring a mortgage, we will do everything as quickly as possible and without any problem. You can be sure that there will not be any small print on your mortgage loan contract. We will help you find the banking offers that best suit your situation. You can find more information in a new article that will soon appear on our website.

Our company will help you, both in the purchase, and in the solution of all subsequent matters related to living in Spain. We have a concierge service staff, who always look after your interests. Everything will be fine!

The list of documents that are needed when buying a property in Spain, you will find it in an article that we are preparing for you.

We are preparing an article that deals with the approximate costs of buying a home in Spain (in the province of Alicante).

Obtaining a residence permit in Spain opens many doors and expands your
possibilities. The European residence permit not only guarantees a comfortable life, but also offers broad perspectives for education, business development and the establishment of new business contacts. We are preparing an article about how to obtain the “Golden Visa”.

The main questions about mortgages in Spain are: the amount of money I can ask for, the bank interest, the terms of the loan, and the requirements to the borrower.

To avoid economic risks, it is essential to check that the home has no pending charges or debts. How is it done? You Will be able to read it in an article we are preparing.

It is an informative document that confirms that the property is registered in the Property Registry. You can read more, in an article we are preparing.

As in any other country, the seller of a property has to pay taxes. About what types of taxes are, and how they are paid, you can find more in an article we are preparing.

If every time you check your electricity bill, you are afraid and you are convinced that you are paying too much, wait for the next article we are preparing for you, where we explain everything about this topic.

The Public Deed: you will find everything, about this document, in an article that will soon be on our website.

About who needs this document, as well as information on how to make the NIE, you can find all the details in the next article we are preparing.

When buying a property in Spain, you accept the responsibility of paying several taxes. Soon, you will find more information about taxes, in our next article.

The amount that consumers must pay for services: where it comes from and how it is calculated. You can find all these details in the next article we are preparing.

What is the price of maintaining a vehicle in Spain? You will find all the information about this topic, in our next article that will soon be available on our website.

You will find useful information for owners in Spain (in particular, on the Costa Blanca, in Torrevieja) in a new article that will soon appear on our website.

Before, in Spain, the only way to formalize a union between two people was the official marriage. The “parejas de hecho” is the new type of union, which has some characteristics of the traditional marriage. You can learn more about this topic in a new article that will soon appear on our website.

You will find everything about the registration process in Torrevieja, in our article

The municipal register, or the census, is the administrative record of the place of habitual residence. You can find out how to get it. in a new article that will soon appear on our website.

The Euribor, acronym for “Euro Interbank Offered Rate”, means “European type of interbank offer”. This is the average interest rate at which most European banks, grant short-term loans to each other, to lend to third parties. You can read more about the Euribor, in the new article that will soon appear on our website.