{"id":12052,"date":"2017-03-07T18:09:27","date_gmt":"2017-03-07T15:09:27","guid":{"rendered":"https:\/\/alegria-realestate.com\/?p=12052"},"modified":"2025-08-14T19:46:28","modified_gmt":"2025-08-14T16:46:28","slug":"costs-when-buying-property-in-spain","status":"publish","type":"post","link":"https:\/\/alegria-realestate.com\/fr\/articles\/costs-when-buying-property-in-spain","title":{"rendered":"Co\u00fbts d'achat d'une propri\u00e9t\u00e9 r\u00e9sidentielle en Espagne"},"content":{"rendered":"

Ce tableau montre les co\u00fbts approximatifs auxquels s'attendent les acheteurs de biens r\u00e9sidentiels en Espagne (province d'Alicante).<\/p>\n\n\n\n\n\n\n\n\n\n\n
Taxe sur la valeur ajout\u00e9e (IVA)<\/td>\n Elle est pr\u00e9lev\u00e9e lors de l'achat d'un logement neuf. 10% de la valeur du bien<\/td>\n<\/tr>\n
Taxe de Transfert de Propri\u00e9t\u00e9 (ITP)<\/td>\n Pay\u00e9 par l'acheteur lors de l'achat d'une maison sur le march\u00e9 secondaire. 10% de la valeur du bien<\/td>\n<\/tr>\n
Droit de timbre ou taxe sur les actes juridiques documentaires (IAJD)<\/td>\n Pay\u00e9 par l'acheteur et couru en cas de paiement de la TVA lors de l'achat d'une nouvelle maison, ainsi que lors de l'enregistrement d'une hypoth\u00e8que ou lors de la signature d'un acte notari\u00e9, ce qui n'entra\u00eene pas le paiement de la taxe. C'est 1,5% de la valeur de l'objet.<\/td>\n<\/tr>\n
\n

Frais d'enregistrement, de notaire et autres<\/strong><\/p>\n<\/td>\n<\/tr>\n

Frais de v\u00e9rification de l'\u00e9tat du logement dans le registre de la propri\u00e9t\u00e9<\/td>\n Obtenir Nota Simple. Le document affiche des informations sur tous les propri\u00e9taires officiels de biens immobiliers, leur part, les caract\u00e9ristiques des biens immobiliers, les charges existantes, etc.<\/td>\n<\/tr>\n
Frais de notaire.<\/td>\n Paiement pour la notarisation d'une transaction d'achat et de vente ou l'obtention d'un pr\u00eat hypoth\u00e9caire. Les co\u00fbts d\u00e9pendent du co\u00fbt du logement et des tarifs officiellement \u00e9tablis des notaires.<\/td>\n<\/tr>\n
Frais d'inscription.<\/td>\n Pay\u00e9 par l'acheteur et associ\u00e9 \u00e0 l'enregistrement d'une transaction d'achat et de vente de biens immobiliers au registre de la propri\u00e9t\u00e9. Le montant des d\u00e9penses d\u00e9pend du co\u00fbt du logement et des tarifs officiellement \u00e9tablis.<\/td>\n<\/tr>\n
Total:<\/td>\n En moyenne, le total des frais d'enregistrement et de notaire est de 1200-1500\u20ac.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Il s'av\u00e8re que le montant total des taxes et charges qu'un acheteur attend lors de l'achat d'un bien<\/a> est en moyenne de 13% du co\u00fbt total (y compris les frais de notaire, etc.). [cet endroit]<\/p>\n

Frais de pr\u00eat hypoth\u00e9caire<\/h3>\n\n\n\n\n\n\n\n\n\n\n\n
\u00c9valuation de la maison<\/td>\n de 300 \u00e0 600 \u20ac<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/tr>\n
Assurance habitation<\/td>\n Un \u00e9l\u00e9ment obligatoire lors de l'obtention d'un pr\u00eat hypoth\u00e9caire en Espagne est l'assurance habitation. Le montant de l'annuit\u00e9 de la police d'assurance d\u00e9pend de la valeur du bien. En moyenne, 250-600 \u20ac par an.<\/td>\n<\/tr>\n
Autres programmes d'assurance<\/td>\n Il est possible d'\u00e9mettre une police d'assurance contre les situations impr\u00e9vues, par exemple, la perte d'emploi<\/td>\n<\/tr>\n
Int\u00e9r\u00eat de la banque \u00e0 \u00e9mettre une hypoth\u00e8que<\/td>\n 1,5 – 2% du montant de l'hypoth\u00e8que selon la banque sp\u00e9cifique<\/td>\n<\/tr>\n
Frais pour la traduction des documents n\u00e9cessaires \u00e0 l'obtention d'un pr\u00eat du russe vers l'espagnol.<\/td>\n La traduction est effectu\u00e9e par un traducteur asserment\u00e9, il s'agit d'un analogue d'une traduction notari\u00e9e en Russie, mais si les documents ne sont pas traduits en Espagne, ils doivent l'\u00eatre avec une apostille. La traduction est toujours souhaitable de faire en Espagne avec un traducteur officiel. Nous vous d\u00e9conseillons de traduire dans un autre pays. Le co\u00fbt de la traduction par page est d'environ 40 \u20ac (0,03 \u20ac par mot).<\/td>\n<\/tr>\n
D\u00e9pense totale en cas d'achat d'une propri\u00e9t\u00e9 avec une hypoth\u00e8que<\/td>\n Environ 14-16% du prix d'achat.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Si vous avez des questions sur le processus d'achat d'une propri\u00e9t\u00e9 en Espagne, vous pouvez les poser par e-mail ou sur nos r\u00e9seaux sociaux, et dans les 24 heures, nous pr\u00e9parerons une r\u00e9ponse d\u00e9taill\u00e9e. Contactez d\u00e8s maintenant nos sp\u00e9cialistes : T\u00e9l\u00e9phone<\/strong> : +34 672 00 78 01<\/a> Skype<\/strong> : yan-skype<\/a> E-mail<\/strong> : yan@alegria-realestate.com<\/a><\/p>","protected":false},"excerpt":{"rendered":"

Ce tableau montre les co\u00fbts approximatifs auxquels s'attendent les\u2026<\/p>\n","protected":false},"author":1,"featured_media":12054,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,73],"tags":[],"class_list":["post-12052","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","category-property-in-spain"],"yoast_head":"\n(RU) \u0420\u0430\u0441\u0445\u043e\u0434\u044b \u043f\u0440\u0438 \u043f\u043e\u043a\u0443\u043f\u043a\u0435 \u0436\u0438\u043b\u043e\u0439 \u043d\u0435\u0434\u0432\u0438\u0436\u0438\u043c\u043e\u0441\u0442\u0438 \u0432 \u0418\u0441\u043f\u0430\u043d\u0438\u0438<\/title>\n<meta name=\"description\" content=\"(RU) \u0412 \u044d\u0442\u043e\u0439 \u0441\u0442\u0430\u0442\u044c\u0435 \u043f\u0440\u0438\u0432\u0435\u0434\u0435\u043d\u044b \u043f\u0440\u0438\u043c\u0435\u0440\u043d\u044b\u0435 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