{"id":12052,"date":"2017-03-07T18:09:27","date_gmt":"2017-03-07T15:09:27","guid":{"rendered":"https:\/\/alegria-realestate.com\/?p=12052"},"modified":"2025-08-14T19:46:28","modified_gmt":"2025-08-14T16:46:28","slug":"costs-when-buying-property-in-spain","status":"publish","type":"post","link":"https:\/\/alegria-realestate.com\/nl\/articles\/costs-when-buying-property-in-spain","title":{"rendered":"Kosten voor het kopen van een woning in Spanje"},"content":{"rendered":"<p>Deze tabel toont de geschatte kosten die kopers van een woning in Spanje (provincie Alicante) kunnen verwachten.<\/p>\n<table class=\"table\" width=\"100%\">\n<tbody>\n<tr>\n<td> Belasting over de toegevoegde waarde (IVA)<\/td>\n<td> Opgebouwd bij aankoop van een nieuwe woning. 10% van de woningwaarde<\/td>\n<\/tr>\n<tr>\n<td> Overdrachtsbelasting (ITP)<\/td>\n<td> Betaald door de koper bij aankoop van een woning op de secundaire markt. 10% van de waarde van het onroerend goed.<\/td>\n<\/tr>\n<tr>\n<td> Zegelrecht of belasting op documentaire rechtshandelingen (IAJD)<\/td>\n<td> Betaald door de koper en verschuldigd bij btw-betaling bij de aankoop van een nieuwe woning, evenals bij het aanvragen van een hypotheek of bij het ondertekenen van een notari\u00eble akte die geen belastingbetaling met zich meebrengt. Deze bedraagt 1,5% van de waarde van de woning.<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<p style=\"text-align: center;\"> <strong>Registratie-, notaris- en andere kosten<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td> Kosten voor het controleren van de status van de woning in het Kadaster<\/td>\n<td> Nota Simple verkrijgen. Het document bevat informatie over alle offici\u00eble eigenaren van het onroerend goed, hun aandeel, kenmerken van het onroerend goed, bestaande lasten, enz.<\/td>\n<\/tr>\n<tr>\n<td> Notariskosten.<\/td>\n<td> Betaling voor notari\u00eble registratie van een koop- en verkooptransactie of het verkrijgen van een hypothecaire lening. De kosten zijn afhankelijk van de woonlasten en de officieel vastgestelde notaristarieven.<\/td>\n<\/tr>\n<tr>\n<td> Registratiekosten.<\/td>\n<td> Betaald door de koper en gerelateerd aan de registratie van de aankoop en verkoop van onroerend goed in het Kadaster. De hoogte van de kosten is afhankelijk van de waarde van het onroerend goed en de officieel vastgestelde tarieven.<\/td>\n<\/tr>\n<tr>\n<td> Totaal:<\/td>\n<td> Gemiddeld bedragen de totale registratie- en notariskosten \u20ac 1.200-\u20ac 1.500.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p> Het blijkt dat het uiteindelijke bedrag aan belastingen en kosten dat een koper kan verwachten bij de aankoop van <a href=\"catalog\/sale\/\">onroerend goed<\/a> gemiddeld 13% van de totale kosten bedraagt (inclusief notariskosten, enz.). <div class=\"container mb-5\"><div class=\"popup_cons row\"><img decoding=\"async\" src=\"https:\/\/alegria-realestate.com\/wp-content\/uploads\/2019\/12\/15.png\"><span class=\"popup_cons_title\">\u041f\u043e\u0434\u0431\u0435\u0440\u0435\u043c \u043d\u0435\u0434\u0432\u0438\u0436\u0438\u043c\u043e\u0441\u0442\u044c \u0434\u043b\u044f \u043f\u043e\u043a\u0443\u043f\u043a\u0438 \u0432 \u0418\u0441\u043f\u0430\u043d\u0438\u0438<\/span><span 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class=\"popup_cons_form row\"><img decoding=\"async\" src=\"https:\/\/alegria-realestate.com\/wp-content\/uploads\/2019\/12\/15.png\"><div class=\"popup_close\"><\/div><span class=\"popup_cons_form__title\">\u041f\u043e\u0434\u0431\u0435\u0440\u0435\u043c \u043d\u0435\u0434\u0432\u0438\u0436\u0438\u043c\u043e\u0441\u0442\u044c \u0434\u043b\u044f \u043f\u043e\u043a\u0443\u043f\u043a\u0438 \u0432 \u0418\u0441\u043f\u0430\u043d\u0438\u0438<\/span><span class=\"popup_cons_form__subtitle\">\u0420\u0430\u0431\u043e\u0442\u0430\u0435\u043c \u043d\u0430 \u0432\u0441\u0435\u043c \u043f\u043e\u0431\u0435\u0440\u0435\u0436\u044c\u0435 \u041a\u043e\u0441\u0442\u0430-\u0411\u043b\u0430\u043d\u043a\u0430 \u0438 \u0432 \u0412\u0430\u043b\u0435\u043d\u0441\u0438\u0438. \u041f\u0440\u0435\u0434\u043b\u043e\u0436\u0438\u043c \u043e\u0431\u044a\u0435\u043a\u0442\u044b \u043d\u0435\u0434\u0432\u0438\u0436\u0438\u043c\u043e\u0441\u0442\u0438 \u043f\u043e \u0432\u0430\u0448\u0438\u043c \u043a\u0440\u0438\u0442\u0435\u0440\u0438\u044f\u043c \u0438 \u043f\u043e\u043b\u043d\u043e\u0441\u0442\u044c\u044e \u0441\u043e\u043f\u0440\u043e\u0432\u043e\u0434\u0438\u043c \u043f\u0440\u043e\u0446\u0435\u0441\u0441 \u043f\u043e\u043a\u0443\u043f\u043a\u0438.<\/span><form class=\"form-col\" id=\"service_popup_news\" method=\"post\"><input type=\"hidden\" value=\"nl_req\" name=\"lang_req\"\/><input type=\"hidden\" value=\"\/nl\/wp-json\/wp\/v2\/posts\/12052\" name=\"curent_page\"\/><input type=\"hidden\" value=\"\u0417\u0430\u043f\u0440\u043e\u0441 \u043d\u0430 \u0443\u0441\u043b\u0443\u0433\u0438 \u0438\u0437 \u0431\u043b\u043e\u0433\u0430\" name=\"form_name\" id=\"form_name\"\/><input type=\"hidden\" value=\"\" name=\"where_user\"\/><input type=\"hidden\" value=\"false\" name=\"send_message_hello\"\/><label class=\"name\"><input type=\"text\" name=\"contact_name\" placeholder=\"Naam\"><\/label><label class=\"phone\"><input type=\"tel\" name=\"contact_phone\" placeholder=\"Telefoon\"><\/label><label class=\"email\"><input type=\"email\" name=\"contact_email\" placeholder=\"E-mail\"><\/label><input type=\"submit\" class=\"black-btn inversion\" value=\"begeleiding krijgen\"><span class=\"priv-pol\">* Ik ben bekend met <a href=\"https:\/\/alegria-realestate.com\/nl\/politica-de-privacidad\" target=\"_blank\">privacybeleid<\/a><\/span><\/form><div class=\"director_orange d-none d-md-inline-block\"><span class=\"director__title\">Je consulent:<\/span><div class=\"director__photo\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/06\/anna_team.jpg\"><\/div><div class=\"director__info\"><span class=\"director__name\">Anna Zakharenko<\/span><span class=\"director__post\">officemanager<\/span><\/div><\/div><\/div><\/div><\/div><\/p>\n<h3> Kosten voor het aanvragen van een hypothecaire lening<\/h3>\n<table class=\"table\" width=\"100%\">\n<tbody>\n<tr>\n<td> Woningwaardering<\/td>\n<td> van 300 tot 600 \u20ac<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td> Woningverzekering<\/td>\n<td> Een verplicht onderdeel bij het afsluiten van een hypotheek in Spanje is een woonverzekering. De hoogte van de jaarlijkse premie voor de verzekering is afhankelijk van de waarde van de woning. Gemiddeld \u20ac 250-600 per jaar.<\/td>\n<\/tr>\n<tr>\n<td> Andere verzekeringsprogramma&#39;s<\/td>\n<td> Het is mogelijk om een verzekering af te sluiten tegen onvoorziene situaties, zoals baanverlies.<\/td>\n<\/tr>\n<tr>\n<td> Bankbelang bij het verstrekken van een hypotheek<\/td>\n<td> 1,5 &#8211; 2% van het hypotheekbedrag, afhankelijk van de specifieke bank<\/td>\n<\/tr>\n<tr>\n<td> Kosten voor het vertalen van documenten die nodig zijn voor het verwerken van een lening, van het Russisch naar het Spaans.<\/td>\n<td> De vertaling wordt gedaan door een be\u00ebdigd vertaler, vergelijkbaar met een notari\u00eble vertaling in Rusland. Als de documenten echter buiten Spanje worden vertaald, moeten ze worden voorzien van een apostille. Het is altijd raadzaam om de vertaling in Spanje door een offici\u00eble vertaler te laten maken. We raden af om in een ander land te vertalen. De vertaalkosten per pagina bedragen ongeveer \u20ac 40 (\u20ac 0,03 per woord).<\/td>\n<\/tr>\n<tr>\n<td> Totale kosten voor de aankoop van een woning met een hypotheek<\/td>\n<td> Ongeveer 14-16% van de aankoopprijs.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p> Heeft u vragen over het kopen van onroerend goed in Spanje? Stel ze dan per e-mail of via onze sociale media. Binnen 24 uur krijgt u een uitgebreid antwoord. Neem direct contact op met onze specialisten: <strong>Telefoon<\/strong> : <a href=\"tel:+34672007801\">+34 672 00 78 01<\/a> <strong>Skype<\/strong> : <a href=\"skype:yan-skype\">yan-skype<\/a> <strong>E-mail<\/strong> : <a href=\"mailto:yan@alegria-realestate.com\">yan@alegria-realestate.com<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Deze tabel toont de geschatte kosten die kopers van\u2026<\/p>\n","protected":false},"author":1,"featured_media":12054,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,73],"tags":[],"class_list":["post-12052","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","category-property-in-spain"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>(RU) \u0420\u0430\u0441\u0445\u043e\u0434\u044b \u043f\u0440\u0438 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