{"id":12052,"date":"2017-03-07T18:09:27","date_gmt":"2017-03-07T15:09:27","guid":{"rendered":"https:\/\/alegria-realestate.com\/?p=12052"},"modified":"2025-08-14T19:46:28","modified_gmt":"2025-08-14T16:46:28","slug":"costs-when-buying-property-in-spain","status":"publish","type":"post","link":"https:\/\/alegria-realestate.com\/pl\/articles\/costs-when-buying-property-in-spain","title":{"rendered":"Koszty zakupu nieruchomo\u015bci mieszkalnej w Hiszpanii"},"content":{"rendered":"

Poni\u017csza tabela przedstawia przybli\u017cone koszty, jakich oczekuj\u0105 nabywcy nieruchomo\u015bci mieszkaniowych w Hiszpanii (prowincja Alicante).<\/p>\n\n\n\n\n\n\n\n\n\n\n
Podatek od warto\u015bci dodanej (IVA)<\/td>\n Op\u0142ata jest pobierana przy zakupie nowego domu. 10% warto\u015bci nieruchomo\u015bci<\/td>\n<\/tr>\n
Podatek od przeniesienia w\u0142asno\u015bci (ITP)<\/td>\n P\u0142atne przez kupuj\u0105cego przy zakupie domu na rynku wt\u00f3rnym. 10% warto\u015bci nieruchomo\u015bci<\/td>\n<\/tr>\n
Op\u0142ata skarbowa, czyli podatek od dokumentowych czynno\u015bci prawnych (IAJD)<\/td>\n P\u0142atne przez kupuj\u0105cego i naliczane w przypadku p\u0142acenia podatku VAT przy zakupie nowego domu, a tak\u017ce przy rejestracji hipoteki lub podpisaniu aktu notarialnego, kt\u00f3ry nie poci\u0105ga za sob\u0105 zap\u0142aty podatku. Stanowi 1,5% warto\u015bci obiektu.<\/td>\n<\/tr>\n
\n

Rejestracja, notariusz i inne wydatki<\/strong><\/p>\n<\/td>\n<\/tr>\n

Wydatki na sprawdzenie stanu lokalu w Rejestrze Nieruchomo\u015bci<\/td>\n Uzyskiwanie notatki proste. Dokument wy\u015bwietla informacje o wszystkich oficjalnych w\u0142a\u015bcicielach nieruchomo\u015bci, ich udziale, cechach nieruchomo\u015bci, istniej\u0105cych obci\u0105\u017ceniach i tak dalej.<\/td>\n<\/tr>\n
Op\u0142aty notarialne.<\/td>\n P\u0142atno\u015b\u0107 za notarialne po\u015bwiadczenie transakcji kupna-sprzeda\u017cy lub uzyskanie kredytu hipotecznego. Koszty zale\u017c\u0105 od koszt\u00f3w mieszkania i oficjalnie ustalonych stawek notariuszy.<\/td>\n<\/tr>\n
Op\u0142aty rejestracyjne.<\/td>\n P\u0142atne przez kupuj\u0105cego i zwi\u0105zane z rejestracj\u0105 transakcji kupna i sprzeda\u017cy nieruchomo\u015bci w Rejestrze Nieruchomo\u015bci. Wysoko\u015b\u0107 wydatk\u00f3w zale\u017cy od koszt\u00f3w mieszkania i oficjalnie ustalonych taryf.<\/td>\n<\/tr>\n
Ca\u0142kowity:<\/td>\n \u015arednio ca\u0142kowite op\u0142aty rejestracyjne i notarialne wynosz\u0105 1200-1500 \u20ac.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Okazuje si\u0119, \u017ce \u0142\u0105czna kwota podatk\u00f3w i wydatk\u00f3w, kt\u00f3rych oczekuje kupuj\u0105cy przy zakupie nieruchomo\u015bci,<\/a> wynosi \u015brednio 13% ca\u0142kowitych koszt\u00f3w (w tym koszty notariusza itp.). [to miejsce]<\/p>\n

Koszty kredytu hipotecznego<\/h3>\n\n\n\n\n\n\n\n\n\n\n\n
Wycena domu<\/td>\n od 300 do 600 \u20ac<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/tr>\n
Ubezpieczenie domu<\/td>\n Obowi\u0105zkow\u0105 pozycj\u0105 przy uzyskaniu kredytu hipotecznego w Hiszpanii jest ubezpieczenie domu. Wysoko\u015b\u0107 rocznej op\u0142aty za polis\u0119 ubezpieczeniow\u0105 uzale\u017cniona jest od warto\u015bci nieruchomo\u015bci. \u015arednio 250-600 \u20ac rocznie.<\/td>\n<\/tr>\n
Inne programy ubezpieczeniowe<\/td>\n Istnieje mo\u017cliwo\u015b\u0107 wystawienia polisy ubezpieczeniowej na wypadek nieprzewidzianych sytuacji, np. utraty pracy<\/td>\n<\/tr>\n
Zainteresowanie banku wystawieniem hipoteki<\/td>\n 1,5 – 2% kwoty kredytu hipotecznego w zale\u017cno\u015bci od banku<\/td>\n<\/tr>\n
Op\u0142ata za t\u0142umaczenie dokument\u00f3w wymaganych do uzyskania po\u017cyczki z j\u0119zyka rosyjskiego na hiszpa\u0144ski.<\/td>\n T\u0142umaczenie wykonuje t\u0142umacz przysi\u0119g\u0142y, jest to odpowiednik t\u0142umaczenia po\u015bwiadczonego notarialnie w Rosji, ale je\u015bli dokumenty nie s\u0105 t\u0142umaczone w Hiszpanii, musz\u0105 by\u0107 opatrzone apostille. T\u0142umaczenie jest zawsze po\u017c\u0105dane w Hiszpanii z oficjalnym t\u0142umaczem. Nie zalecamy t\u0142umaczenia do innego kraju. Koszt t\u0142umaczenia strony to oko\u0142o 40 \u20ac (0,03 \u20ac za s\u0142owo).<\/td>\n<\/tr>\n
Ca\u0142kowity koszt w przypadku zakupu nieruchomo\u015bci z hipotek\u0105<\/td>\n Oko\u0142o 14-16% ceny zakupu.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Je\u015bli masz jakiekolwiek pytania dotycz\u0105ce procesu zakupu nieruchomo\u015bci w Hiszpanii, mo\u017cesz je zada\u0107 mailowo lub na naszych portalach spo\u0142eczno\u015bciowych, a w ci\u0105gu 24 godzin przygotujemy szczeg\u00f3\u0142ow\u0105 odpowied\u017a. Skontaktuj si\u0119 z naszymi specjalistami ju\u017c teraz: Telefon<\/strong> : +34 672 00 78 01<\/a> Skype<\/strong> : yan-skype<\/a> E-mail<\/strong> : yan@alegria-realestate.com<\/a><\/p>","protected":false},"excerpt":{"rendered":"

Poni\u017csza tabela przedstawia przybli\u017cone koszty, jakich oczekuj\u0105 nabywcy nieruchomo\u015bci\u2026<\/p>\n","protected":false},"author":1,"featured_media":12054,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,73],"tags":[],"class_list":["post-12052","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","category-property-in-spain"],"yoast_head":"\n(RU) \u0420\u0430\u0441\u0445\u043e\u0434\u044b \u043f\u0440\u0438 \u043f\u043e\u043a\u0443\u043f\u043a\u0435 \u0436\u0438\u043b\u043e\u0439 \u043d\u0435\u0434\u0432\u0438\u0436\u0438\u043c\u043e\u0441\u0442\u0438 \u0432 \u0418\u0441\u043f\u0430\u043d\u0438\u0438<\/title>\n<meta name=\"description\" content=\"(RU) \u0412 \u044d\u0442\u043e\u0439 \u0441\u0442\u0430\u0442\u044c\u0435 \u043f\u0440\u0438\u0432\u0435\u0434\u0435\u043d\u044b \u043f\u0440\u0438\u043c\u0435\u0440\u043d\u044b\u0435 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