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Purchase of homes in Spain: Frequently asked questions

How long will it take me to choose a property? What do I have to do once I have chosen the property? Do I have to come to Spain several times to buy it?

Normally, to select and buy a property in Spain, our clients must visit the country twice. If you have already chosen the location where you want to buy a home, the next step is to choose between a house or a flat. Practice has shown that choosing is the most difficult stage. There are many factors, and the situation of each client is different. You can find more information in a new article that will soon appear on our website.

Is it possible to buy a flat or apartment in Torrevieja, with 2 rooms, with a budget of up to € 60,000, preferably next to the beach?

Yes, on our website there are many offers with similar characteristics. But apart from the housing cost, there are other expenses related to the sale process, such as: Real estate purchase tax and personal property registation, etc. You will find more information in a new article that will soon appear on our website.

How much do I have to pay for the reservation of a home?

Depending on the characteristics of the property chosen, between € 3000 and € 6000.

We intend to move to Spain this year and buy a small house. I have two children from 7-10 years old. We would like to move to Torrevieja because the climate here is very good for us. What documents must be presented so that children can go to school?

Yes, on our website there are many offers with similar characteristics. But apart from the housing cost, there are other expenses related to the sale process, such as: Real estate purchase tax and personal property registation, etc.

Our specialist has prepared a response in video format for you:
https://www.youtube.com/watch?v=p4gQHoH0nZM
Myth or Reality? Homes in Spain with mortgage loans of up to 80-90%. Today, a client (a Russian citizen not resident in Spain) contacted us with a question about the mortgage. This client, in another company, was guaranteed mortgage loans of up to 80-90% of the cost of housing. his question encouraged us to investigate.

The reality is that, non-residents in Spain, actually get mortgage loans of up to 70%, but, more often, 60%. EU citizens and residents of Spain can really count on a mortgage of up to 80%, and sometimes even more. Also, nobody can give guarantees. The developers and the real estate agencies, help you process all the documents correctly, and give you assistance to comply with all the rules of the procedure. The decision is made exclusively by the bank, and nobody can influence the final result. We cooperate only with trusted Spanish banks, which offer transparent credit conditions (Sabadell, Bankia, La Caixa). You do not have to worry about the procedure of hiring a mortgage, we will do everything as quickly as possible and without any problem. You can be sure that there will not be any small print on your mortgage loan contract. We will help you find the banking offers that best suit your situation. You can find more information in a new article that will soon appear on our website.

My husband and I dream of buying a house with a pool on the sunny coast of Spain, near Torrevieja. We are retired and we look for no hassle. Can you help us not only with the purchase of the home but, also with the daily issues that may arise in the future?

Our company will help you, both in the purchase, and in the solution of all subsequent matters related to living in Spain. We have a concierge service staff, who always look after your interests. Everything will be fine!

What documents do you need to buy a property in Spain?

The list of documents that are needed when buying a property in Spain, you will find it in an article that we are preparing for you.

Expenses when buying a home in Spain.

We are preparing an article that deals with the approximate costs of buying a home in Spain (in the province of Alicante).

The “Golden Visa” in Spain: the fastest way to obtain a residence permit for non-EU residents.

Obtaining a residence permit in Spain opens many doors and expands your
possibilities. The European residence permit not only guarantees a comfortable life, but also offers broad perspectives for education, business development and the establishment of new business contacts. We are preparing an article about how to obtain the “Golden Visa”.

Mortgages to non-residents, for the purchase of real estate in Spain.

The main questions about mortgages in Spain are: the amount of money I can ask for, the bank interest, the terms of the loan, and the requirements to the borrower.

How to review a property in Spain before buying it?

To avoid economic risks, it is essential to check that the home has no pending charges or debts. How is it done? You Will be able to read it in an article we are preparing.

What is the “Nota Simple” and why is it needed when buying a property in Spain?

It is an informative document that confirms that the property is registered in the Property Registry. You can read more, in an article we are preparing.

Taxes paid by the seller of real estate in Spain.

As in any other country, the seller of a property has to pay taxes. About what types of taxes are, and how they are paid, you can find more in an article we are preparing.

How to “decipher” the electricity bill?

If every time you check your electricity bill, you are afraid and you are convinced that you are paying too much, wait for the next article we are preparing for you, where we explain everything about this topic.

The public deed: What do you need to know?

The Public Deed: you will find everything, about this document, in an article that will soon be on our website.

The NIE is essential to buy a property and many other things, such as buying a car, taking out insurance, etc.

About who needs this document, as well as information on how to make the NIE, you can find all the details in the next article we are preparing.

Taxes that non-residents in Spain have to pay when buying a property.

When buying a property in Spain, you accept the responsibility of paying several taxes. Soon, you will find more information about taxes, in our next article.

How to “decipher” the water bill?

The amount that consumers must pay for services: where it comes from and how it is calculated. You can find all these details in the next article we are preparing.

What taxes do we pay for a car in Spain?

What is the price of maintaining a vehicle in Spain? You will find all the information about this topic, in our next article that will soon be available on our website.

12 frequently asked questions of owners in Spain, about the IBI tax.

You will find useful information for owners in Spain (in particular, on the Costa Blanca, in Torrevieja) in a new article that will soon appear on our website.

“Parejas de hecho” (common law partners) in Spain.

Before, in Spain, the only way to formalize a union between two people was the official marriage. The “parejas de hecho” is the new type of union, which has some characteristics of the traditional marriage. You can learn more about this topic in a new article that will soon appear on our website.

Documentation needed to register in Torrevieja.

You will find everything about the registration process in Torrevieja, in our article

7 frequently asked questions about the registration of residency in Torrevieja, Spain.

The municipal register, or the census, is the administrative record of the place of habitual residence. You can find out how to get it. in a new article that will soon appear on our website.

What is the Euribor?

The Euribor, acronym for “Euro Interbank Offered Rate”, means “European type of interbank offer”. This is the average interest rate at which most European banks, grant short-term loans to each other, to lend to third parties. You can read more about the Euribor, in the new article that will soon appear on our website.

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