Purchase of housing

Price of the service
Ask any question expert Alegria
Anna Zakharenko office manager

We provide a full range of services for the purchase of real estate in Spain in the company "Alegria": opening a bank account, NIE, conducting a sale and purchase transaction, re-registration of rights to a new owner, etc.

Once you have chosen a property for purchase, the process of real estate registration begins. We offer our clients two options to support the transaction:

  • a paid service at a cost of €1250, i.e. registration of the transaction “turnkey” in the partner company “Easy Tax”,,
  • Basic, free of charge, necessary for the implementation of the transaction of sale and purchase support is to help in registration of a foreigner’s number and opening a bank account in the name of the client in Spain.

IMPORTANT: in the basic accompaniment, the client pays for the fiscal representation, compulsory for the execution of the transaction, in the amount of €300. Also obligatory reissue contracts of electricity, water, condominium, tax and attachment of all these payments to your bank account, amounting to €200-250.

Alegria’s range of services when buying real estate in Spain

When ordering the service of real estate purchase support in Spain you get a comprehensive legal assistance. These are lawyers who will deal with the collection and verification of all the documents on the property before the transaction at the notary. The lawyers of the company will order the number of the foreigner NIE, will open an account in a Spanish bank. Will accompany you to the transaction at the notary as an interpreter.

Then reissue all the contracts after the transaction in your name: light, water, tax, administration, utilities, etc. Lawyers will be your representatives in Spain, as you do not reside here permanently. You will get qualified advice on any questions.

Ordering accompaniment service of real estate purchase in Spain, you get full control of re-registration of contracts, 100% guarantee of purity of the transaction, as well as the shortest possible deadlines in the process of registration..

IMPORTANT: The purchase of real estate in Spain can be done during one visit, if the buyer has the necessary financial resources to carry out the procedure of buying a property in Spain and enough time to transfer them to their account in a Spanish bank.

IMPORTANT: The company’s rates for the purchase of real estate in Valencia: the cost of services – 3% + vat, but not less than 3000 € + vat. in the cities of Costa Blanca (Alicante, Torrevieja, etc.) the commission to the agency is paid by the seller, not the buyer).

What is included in the service of accompanying the purchase of property in Spain:

  1. Consultation with a real estate specialist in Spain and the specifics of the procedure for non-residents
  2. Opening a bank account in a Spanish bank
  3. Obtaining the NIE in Spain
  4. A review of the legal situation of the house and verification of the property title
  5. Support of the transaction and signing with the seller "escritura" of purchase and sale
  6. Translation services during the whole process
  7. Re-registration of utilities for a new owner (only for owners of facilities in Torrevieja). The service of re-registration of utilities in Alicante is € 330. It includes the change of electricity and water contracts, comunidad documents in the name of the new owner, as well as the issuance of a certificate from the architect de ocupación, without which the renewal of the water contract is impossible
  8. Solving related issues during the purchase process

The lawyers in charge of advising on the process of buying and selling your home in Spain will act as your representatives in the Spanish territory since you do not reside in Spain permanently

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Or contact us by phone, listed on the site.
Anna Zakharenko
office manager


Spanish residence permit for the purchase of real estate can be obtained when it comes to investments in real estate of € 500,000 or more. This residence permit is also called the "Golden Visa" or the "Investor's Visa". To obtain a residence permit in Spain when purchasing real estate, you must meet the following conditions:

  1. The investment amount must be at least € 500,000. Additional purchase costs (taxes, notary and lawyer fees) usually amount to 11-12% of the value. The investment may be divided into several objects with a total value of at least € 500,000.
  2. If you own a foreign company, you have the opportunity to make investments through it. Mortgages may be issued in your home country or any other country outside of Spain.
  3. If you buy a property for a Golden Visa in Spain, the property can be sold at any time. In other words, you can sell one property and buy another in return. The main condition that you need to fulfill at the time of the extension of your residence is to present a certificate of ownership of a property worth more than €500,000.

You can learn more about Golden visa application here.

In some countries you can literally buy citizenship for investment, including in real estate. Unfortunately, Spain is not one of those, and Spanish citizenship by purchasing real estate, even very expensive, cannot be obtained, but owners of real estate in Spain can issue a residence permit and obtain Spanish citizenship on the basis of legal residence in the country after 10 years. Read more about this in our article.

Usually to choose and buy real estate in Spain our clients from Russia need to visit the country twice.

Initial familiarization with the city and the region. If the potential buyer has already decided on the location of the future housing, then proceed to the selection of houses or apartments.
Signing a contract with our company to reserve the selected property and paying 3-5 thousand euros as an advance payment.
Opening an account in a Spanish bank in the name of the buyer (if necessary, also in the name of the wife, etc., with the same rights for all).

There are advantages of real estate in Spain, and there are many of them. For example, having real estate in Spain and meeting certain requirements, it is possible to obtain a residence permit. I.e., moving to Spain for permanent residence will be much easier if you have your own home.

In addition, real estate in Spain has been and remains a good investment. By taking an inexpensive object for repair and renovation, you are likely to be able to sell it profitably. Real estate on the coast, near the sea and the beach is excellent for tourists almost all year round. So if you are not afraid of the disadvantages listed in the previous paragraph, feel free to rent.

One of the disadvantages of real estate in Spain is the fixed costs.

Even if you bought the house for cash without taking out a mortgage, you can not avoid the year-round costs. These include: payment of condominium fees (gastosdecomunidad), utilities (electricity, water, gas, etc.), as in Spain public utilities charge subscription fees, even when there is no real expense, annual property tax, non-resident income tax, real estate company fees (if you sign a contract with them after-sales service), minor maintenance, annual home insurance, alarm fees, etc.

Read more about the pros and cons of buying property in Spain, as well as possible pitfalls, read here.

Non-residents purchasing real estate must pay six types of taxes in Spain:

  1. The so-called income tax for non-EU residents. It is payable regardless of whether you receive rental income or not.
  2. IBI tax
  3. For garbage disposal.
  4. On luxuries. Applies selectively.
  5. Special tax (only affects offshore holdings).
  6. In detail each type of tax we discussed in this article.

Yes, in Spain it is possible to buy a house with a mortgage. According to many real estate market experts, the past year 2019 will go down in history as one of the most successful for the registration of mortgages in Spain. Increased consumer protection due to the new mortgage law, which came into force last June, as well as the continuous reduction in the cost of loans from banks due to the beginning of the so-called ""war of prices"" created the ideal conditions for the purchase of real estate on mortgage - conditions that are unlikely to repeat any time soon.

On how to buy property in Spain with a mortgage can be found here.

The coast of the Valencian Community - Costa Blanca and Costa de Valencia - is one of the best places to invest in real estate abroad. The growth of the economy, tourism and foreign investment contributes to the rapid development of the region, the growth of employment and business, increasing demand for short-term and long-term rental, as well as rising home prices.

Property purchase prices in Madrid, Catalonia and the Balearic Islands are very high (€ 2794, € 2251, € 3064 per sq m respectively). In turn, in the Valencian Community, the average cost of housing is € 1389 and in Murcia - € 1042 per sq.m. If we talk about the provinces, for example, in the popular resort area of the Costa Blanca - Alicante Coast - the average price of housing is € 1570 per sq.m., and in the province of Valencia - € 1225. As for Murcia, the average price per square meter in La Manga del Mar Menor - the most popular resort on the Costa Calida - € 1527 per sq.m.

The city of Torrevieja, which offers a very profitable option for investment, is very popular among those who buy real estate in Spain for rent. The essence of the trick is that you buy an apartment at a very low cost (such proposals in Torrevieja a lot), and then rent it out at a price almost equal to that at which more expensive apartments are leased. This leads to an extremely fast payback. If you have the opportunity to buy several of these apartments, you can make a very good profit.

To buy a property in Spain you will need:

  1. NIE (this is a foreigner identification number and taxpayer number in Spain).
  2. The original passport;

Passport requirements: a Schengen visa and a passport control stamp at the Spanish border.

  1. 2 color photos 3*4 (as for the passport);
  2. The other documents for purchase of the real estate in Spain you will fill already in place of reception of NIE.

Alegria Alegria Alegria

Why people trust us

support of the transaction process Special conditions for customers

We provide most of our services to our customers for free. You do not need to pay third parties for supporting the process of buying real estate in Spain - opening a bank account, transferring and apostille documents, paying taxes, obtaining a residence permit and NIE - foreigner numbers, etc. We save your money, and related services are included in the work plan.

We work in different languages Multilanguage services

65 specialists of the company "Alegria" speak English, Spanish, German, French, Russian, Ukrainian and other languages. We fully cover the needs of foreign clients in choosing and buying property on the Costa Blanca, solving domestic, legal and immigration issues.

troubleshooting Warranty service

When buying new buildings Alegria, we offer free warranty service and maintenance of the object in case of any domestic issues. Our company has a special unit - the elimination of problems is carried out by Alegria staff experts, not through a service provider.

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